The keywords of your group insurance
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Unlike other professionals for whom a prescription is not required, the requirement of a medical prescription for massage therapy aims to ensure that the treatment is medically necessary and appropriate for the patient. This also helps ensure that healthcare costs are used responsibly and in accordance with medical guidelines.
According to the terms of the insurance contract, a maximum reimbursement of 6 postoperative bras is established for the lifetime of the insured. This means that expenses related to the purchase of these bras are covered up to this specified number. This ceiling ensures adequate financial support while avoiding excessive expenses.
Submitting a power of attorney to the insurer of the group insurance is an essential step to safeguard one's interests and ensure the continuity of financial protection, even in the event of incapacity. This simple yet crucial measure provides additional security and peace of mind to all members and their families, ensuring that their insurance needs will always be addressed, regardless of circumstances. The member can contact Beneva's customer service or submit a letter along with their power of attorney requesting the insurer to confirm receipt of the power of attorney.
Rental of an oxygen concentrator (portable or stationary)
The rental of an oxygen concentrator (portable or stationary) is reimbursable at 80% according to the contract. There is a maximum of 12 months of rental allowed over the lifetime. The purchase of the concentrator would also be reimbursable at 80%. Rental fees already reimbursed are deducted from the eligible amount for the purchase of the device. The expected frequency for purchase is once every 5 years. Accessories and oxygen refills are also covered at 80%. If the need is recurrent, it is more cost-effective to purchase the concentrator.
It is crucial to keep the SSQ insurance card in your wallet while traveling, as it contains vital information, including emergency contact numbers when you are abroad. Even though the name Beneva is ubiquitous since the merger of SSQ and La Capitale, there will be no mass mailing solely to replace an SSQ card with a Beneva card.